Terms & Conditions

• Applicants or co-applicants must be at least 18 years old at the loan's inception, and the maximum allowable age at the loan's maturity is 65 years.
• Borrowers must show a consistent income and will only be considered upon submission of valid income proof documents.
• Loan is exclusively available for Nepali citizens only.
• Product itself remains as security of the loan.
• A personal guarantor is required for the loan, and it must be a family member of the borrower. However, a third-party guarantor is also acceptable.
• A comprehensive policy inclusive of full insurance as outlined by the company's terms.